Credit Canary

Founded in the UK in 2022, Credit Canary is an AI-first credit risk and payments platform that unifies origination, underwriting, decisioning, payments and collections for lenders and financial institutions. It combines open banking, credit, transactional and product data to forecast a borrower's disposable income and behaviour, warning lenders early and in real time when a borrower is at risk of missed payments so they can be engaged before a loan goes wrong.

Credit Canary has raised $985K in pre-seed funding, backed by Haatch Ventures and the Development Bank of Wales.